Quick Tips

Rollover accidents are twice as likely in a sport utility vehicle compared to all other types of vehicles, according to government statistics. And the likelihood of being killed in a rollover accident is 40 times greater if the occupant is ejected. Two solutions: avoid sharp turns, especially at high speeds and always buckle your seat belt.

You are safe from a lightning strike in a car with a solid metal top and the windows and doors shut if you are not touching a metal part of the car. The lightning charge would travel over the car's metal surfaces to the ground (it's not the rubber tires that protect you). It could jump through an open window, though. Don't stand right outside a car or lean on it in a storm. (Source: UC Berkeley Wellness Letter.)

Try this: Sit down with a pad and paper and make a list from memory of everything you own and approximately how much you paid for it. This is what many homeowners must do when their homes are destroyed by fire or storm. You might be surprised by how much you own. You also might be surprised you how much you overlook. For peace of mind, make a thorough list and keep it in a safe place away from home. Photographs or video tapes can also be helpful if there's a loss.

Rear-enders are among the most common auto accidents. To keep a safe distance, the National Safety Council recommends the two-second rule. Watch the vehicle in front of you as it passes a stationary object, such as a light pole or road sign. Count "one-thousand-and-one, one-thousand-and-two." Slow down if you pass the same object before you count two seconds. Heavy traffic can make this difficult, but it's worth using whenever possible.

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