Boat Insurance

Being on the water should be fun. Whether you own a personal watercraft or a 40-foot cruiser—knowing that you’re properly insured should give you the peace of mind to relax.

You may qualify for some of these credits and discounts.
Credits you may be eligible include:

• Account credits (if you have more than one policy insured with a company
• Diesel fuel credits
• Safety equipment credits
• Safety course credits for state boating courses.

Talk to us for more information about how you can lower your premium.

Most policies include:

Physical Damage Coverage for your Watercraft, Motor, Equipment and Trailer
Coverage is provided for a wide range of hazards including theft, weather, fire and collision. We can provide coverage for you on an Agreed Value or Actual Cash Value basis.

Liability Coverage
Your financial and property assets are protected if the operation of your boat causes injury or property damage to others. We offer a wide variety of liability limits to meet your needs.

Medical Payments
All friends and family you welcome aboard are covered. We offer coverage for water skiers and wake boarders as well.

Emergency Assistance Coverage
Our policies provide coverage for towing and labor costs when your watercraft is disabled.