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Business (Group) Health Insurance

There are more choices and more decisions to make regarding health insurance than ever before.  You and your employees need quality assistance and sound advice to navigate the changing health care system. Finding a plan than meets your employees needs while still managing the company budget can be a huge challenge.  Let one of our professionals provide you the guidance you need.HealthInsuranceApp

Richards, Seeley  & Schaefer, Inc. is your premier choice for obtaining high quality, low cost healthcare for you and your employees nationwide. Whether you are looking for small business, group or self employed medical insurance, you are sure to find the resources and service you need.

We believe that regardless of fiscal constraints, everyone deserves quality healthcare – especially those entrepreneurs who are taking chances, creating job opportunities with benefits and solid work environments in our economy. This is why we are committed to providing you with the resources you need to find quality, affordable business health insurance and group benefits.

We can offer a wide variety of plans and lines of coverage, including:

  • Fully insured health plans
  • Self-funded health plans
  • Group life insurance
  • AD&D
  • Dental plans
  • Vision plans
  • 401(k), 403(b), pension, and profit sharing
  • Cafeteria plans
  • Voluntary benefits
  • Short and long term disability plans

Current Conditions for Effecting Small Business and Group Health Insurance

More than 60% of people in the US with medical coverage receive their healthcare plans through an employer sponsored group health insurance plan. This benefit is reported by employees as the most important benefit that they receive from their employer. Therefore, companies that offer comprehensive medical coverage group plans to their employees usually have a lower staff turn-over rate. In addition, these benefits are used to attract qualified employees. These two factors, employee retention and attraction, are the two primary reasons companies offer group health insurance.

You can discuss your needs with our licensed health insurance agents.  They will provide you with various options and affordable rates that meet your requirements.

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