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What You Should Know About Flood Insurance

What You Should Know About Flood Insurance

You’ve probably heard this horror story before — someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn’t cover flood damage. Our agency wants you to be educated about all of the risks you may face – before a loss occurs...
Premium Audit Frequently Asked Questions

Premium Audit Frequently Asked Questions

Things to Know About Your Premium Audit What is a Premium Audit? Your policy premium is based upon information provided by you (e.g. payroll, sales) prior to the start of your policy term. Because premiums are charged based on actual payroll or sales for the year,...
Inland Marine Coverage: Protect Your Equipment

Inland Marine Coverage: Protect Your Equipment

As a business owner or manager, you want to feel confident that your insurance coverage will protect the equipment so critical to your success. Alarmingly, each year, according to the National Insurance Crime Bureau, more than 13,500 pieces of construction equipment...
Keeping Your Workers Safe Behind the Wheel

Keeping Your Workers Safe Behind the Wheel

Helpful Safety Tips from Workers’ Compensation Carrier, Pinnacol Assurance According to the National Census of Fatal Occupational Injuries from the U.S. Dept. of Labor, Bureau of Labor Statistics, employers experienced 4,836 fatal workplace injuries in 2015, and...
10 Most Common Workers Compensation Claims

10 Most Common Workers Compensation Claims

Workers compensation is a form of insurance designed to help employees recover from injuries sustained in the workplace. Every state has different laws pertaining to workers compensation programs. Benefits provided to workers may include medical expenses, death...
It's a Risky Business…Are You Prepared?

It's a Risky Business…Are You Prepared?

How has your business done so far in 2017? Our Colorado economy is booming and most businesses in our state are growing and feeling prosperous.  However, business ownership isn’t always easy and for various reasons many businesses struggle daily to stay afloat.  Our...