Home » Health Insurance and Benefits

Category Archives: Health Insurance and Benefits

Honesty: An RSS Core Value

HONESTY: the quality of being fair and truthful: the quality of being honest. It seems pretty straightforward to us at our agency. It’s one of the building blocks of our business.   We conduct ourselves at RSS in a fair and straightforward manner. We don’t take short cuts, we don’t twist or cover up the facts, and we don’t misrepresent our customers ... Read More »

Avoid Medicare Card Scams

Starting this month, Medicare is sending new cards with new Medicare numbers to people with Medicare. The new cards will include a new number unique to members, instead of the current Social Security-based number. The changes were made to help protect members from fraud and stolen identity risk. However, recent news stories have reported that scams targeting seniors have arisen ... Read More »

Are Insurance Premiums Tax Deductible?

You’ve probably started receiving W-2’s, 1099’s, year-end interest statements, as well as other tax documents in the mail recently. Our favorite time of year is almost upon us (read sarcasm here)…tax season.  Whether you’re a procrastinator, or ready to jump on the those tax filings right away, we will all be looking for deductions to lower our tax burden.  As ... Read More »

Choose an Insurance Agent in Four Steps

Insurance Agent, Greg Beehler

It’s Not Just a Quote, It’s a Relationship Shopping for insurance? You may think you’re simply looking for an insurance policy. But, perhaps, what you’re really looking for isn’t a “what” but a “who” – someone you can trust to guide you through the plethora of insurance choices, rather than trying to make sense of all the options yourself online. ... Read More »

Health Insurance Open Enrollment Ending Soon

Time is running out! You need to enroll for health insurance by January 12th  for 2018 coverage. Enrollment and effective dates are as follows: Enroll by December 15th for January 1st coverage Enroll by January 12th for February 1st coverage **VERY IMPORTANT** Open Enrollment for purchasing health insurance for 2017 ends January 12th!  You DO NOT want to miss the open enrollment period. If ... Read More »

Health Insurance Open Enrollment for Individuals Begins November 1st

It’s Time to Start Shopping Now and to Start Preparing for Next Year **PLEASE NOTE: RSS will be servicing, quoting, and renewing CURRENT individual health clients only for the 2018 health insurance period.**  Open Enrollment for purchasing health insurance for 2018 is November 1st – January 12th.  You DO NOT want to miss the open enrollment period.  If you would like to ... Read More »

Employee Benefits Made Easy-Let Us Help You!

Customized Health Insurance & Ancillary Benefits Plans Our team of experienced professionals can develop benefits programs that make sense for your company and your employees. We specialize in all lines of employee benefits, with the experience and know-how to keep your programs running smoothly and your employees happy. Our goal is to provide high-quality benefits at the lowest possible price ... Read More »

RSS Offers Customized Insurance Plans to Fit Every Customer and Every Need

We love that we can help our customers with ALL of their insurance needs! We love that we are able to conveniently provide our customers with a full array of insurance products and services.  We purposely designed our agency and its departments so that we can offer our clients the convenience of one stop shopping.  Not only do we offer ... Read More »

RSS Now Offering Complimentary Benefits Administration Platform to Our Clients

Making Your Job Easier So You Can Get Back to Work! We are excited to announce that RSS has invested in an HR administration platform for our current clients called EaseCentral! EaseCentral allows employers to easily manage employee benefits, on-boarding, and compliance in one central location. The EaseCentral solution makes the process of communicating, managing, and enrolling your employees in ... Read More »

Register for RSSNow for 24 Hour Policy Access

We are excited to announce that our clients now have immediate and convenient access to their policy information and documents 24 hours a day, seven days a week! In the digital world in which we live, we want to give our customers as many options as possible when managing their insurance needs and questions. We will always desire to have ... Read More »

Are Insurance Premiums Tax Deductible?

We’re right in the middle of that time of year we all love…tax season.  Some of us already have all of our information gathered and ready to go and some of us will scramble to get our documents together at the last minute so we can file our taxes. (Oh, and then there’s the select few that have already filed.) Whether ... Read More »

Insurance from an Artificial Intelligence Bot?

We live in an interesting time and in an interesting world. We have everything at our fingertips. We can Google or search for anything we need. We can easily call a 1-800 number for a variety of services and never have to deal with anyone face to face or create a relationship with a real person. Take it a step ... Read More »

Missed Out on 2017 Health Insurance?

Health insurance open enrollment for 2017 health insurance coverage ended on January 31st. Did you get your coverage in place? Unfortunately, because of Affordable Care Act restrictions those who have missed the cutoff date now face another ten months without insurance coverage and may be subject to IRS penalties.  (Please note that if YOU DO have a qualifying life event ... Read More »

LAST CHANCE! Open Enrollment Ending Soon!

Time is running out! You need to enroll for health insurance by January 31st for 2017coverage. Please also take the time to verify that your health care provider still accepts the insurance carrier you have chosen. You must enroll by January 31st for March 1st coverage! **VERY IMPORTANT** Open Enrollment for purchasing health insurance for 2017 ends January 31st!  You DO NOT want ... Read More »

Health Insurance Open Enrollment Ending Soon

Time is running out! You need to enroll for health insurance by January 31st for 2017 coverage.       Enrollment and effective dates are as follows: Enroll by December 15th for January 1st coverage Enroll by January 15th for February 1st coverage Enroll by January 31st for March 1st coverage **VERY IMPORTANT** Open Enrollment for purchasing health insurance for 2017 ends January 31st!  You DO ... Read More »

Health Insurance Open Enrollment for Individuals Begins November 1st

It’s Time to Start Shopping Now and to Start Preparing for Next Year **VERY IMPORTANT** Open Enrollment for purchasing health insurance for 2017 is November 1st – January 31st.  You DO NOT want to miss the open enrollment period. If you would like to make changes in your health insurance coverage, you must do so during this period.  Many carriers have indicated that they will NOT ... Read More »

RSS Transitions to a New Agency Management System in October

We are very happy to announce that RSS officially transitioned to a new, upgraded and more comprehensive agency management system on October 7th! Over the last six months the entire RSS team has been working diligently through the transition and training process to move our data to a “next level” management system called Epic. Epic is a cloud-based insurance agency ... Read More »

Amendment 69 Would Destroy Colorado’s Vibrant Economy

It’s no secret that Colorado is a great place to live and do business. The state has enjoyed a years-long pattern of business growth and low unemployment thanks to a strong and diverse economy, a skilled workforce and outstanding quality of life. But Amendment 69 threatens to bring Colorado’s vibrant growth to a halt. The Amendment 69 issue on the November ... Read More »

Customized Insurance Plans for Our Customers

We love that we can help our customers with ALL of their insurance needs! We love that we are able to conveniently provide our customers with a full array of insurance products and services.  We purposely designed our agency and its departments so that we can offer our clients the convenience of one stop shopping.  Not only do we offer ... Read More »

Impact of Single Payer Healthcare

Vote No on Amendment 69 Election season is in full swing now!  As we are bombarded by political messages in the coming months it’s important that Colorado citizens educate themselves about the issues on the ballot, so they can make informed decisions when casting their vote in November.  As we mentioned in previous months, RSS will be making numerous blog ... Read More »

Amendment 69 (ColoradoCare) Bad for Business & Injured Workers

Upcoming Ballot Initiative Bad for the Workers’ Compensation System and Injured Workers Our state will be entering “election season” this summer and Colorado citizens will soon be bombarded by those annoying robocalls and ads on the radio and TV.  Typically our agency does not discuss or promote politics, however we’ve decided with this particular amendment it’s important for us to educate our ... Read More »

Welcome to the RSS Team: Michelle McDonald

Michelle joined our team earlier this month as our in-house individual health insurance specialist and advisor! We are so excited to welcome her to RSS as she brings with her 20 years of experience in the health insurance industry. Michelle is a Colorado native and grew up in Westminster near Standly Lake. She still currently resides in Westminster where she ... Read More »

Understanding Amendment 69 (ColoradoCare)

Helping Consumers in our State Understand the Single-Payer Health Care Initiative “ColoradoCare” Our state will be entering “election season” this summer and Colorado citizens will soon be bombarded by those annoying robocalls and ads on the radio and TV.  Typically our agency does not discuss or promote politics, however we’ve decided with this particular amendment it’s important for us to educate our ... Read More »

Traveling Internationally Over Spring Break?

What if you become sick or injured?  Should you consider International Travel Medical Insurance? Spring Break is quickly approaching and many of us may be taking exotic vacations to places far from home. Traveling abroad can be an exciting experience. But what would happen if you or one of your family members becomes ill or injured while traveling out of ... Read More »

Missed Out on 2016 Health Insurance?

Health insurance open enrollment for 2016 health insurance coverage ended on January 31st. Did you get your coverage in place? Unfortunately, because of Affordable Care Act restrictions those who have missed the cutoff date now face another ten months without insurance coverage and may be subject to IRS penalties. However, you are not completely out of luck! You still have ... Read More »

Employee Benefits Liability Insurance

Small mistakes can lead to major financial consequences. Your business takes good care of its employees and offers and pays for a great health plan and other benefits.  While these benefits can help your company compete for qualified workers and keep your current employees happy, they must be administered properly. Small clerical errors can have major consequences. What happens if due ... Read More »

LAST CHANCE! Open Enrollment Ending Soon

Time is running out! You need to enroll for health insurance by January 31st for 2016 coverage. Please also take the time to verify that your health care provider still accepts the insurance carrier you have chosen. You must enroll by January 31st for March 1st coverage! **VERY IMPORTANT** Open Enrollment for purchasing health insurance for 2016 ends January 31st!  You DO NOT ... Read More »

Health Insurance Open Enrollment Ending Soon

Time is running out! You need to enroll for health insurance by January 31st for 2016 coverage.       Enrollment and effective dates are as follows: Enroll by December 15th for January 1st coverage Enroll by January 15th for February 1st coverage Enroll by January 31st for March 1st coverage **VERY IMPORTANT** Open Enrollment for purchasing health insurance for 2016 ends January 31st!  You DO ... Read More »

Why Buy Long-Term Care Insurance?

Long-term care is personal care or supervision needed by persons of all ages for an extended period of time. It may be needed due to an accident or illness, or the effects of aging. Care is received in a variety of settings including nursing homes, alternate care facilities and a person’s own home. A Long-Term Care Insurance  policy is an ... Read More »

Health Insurance Open Enrollment for Individuals Begins November 1st

It’s Time to Start Shopping Now and to Start Preparing for Next Year **VERY IMPORTANT** Open Enrollment for purchasing health insurance for 2016 is November 1st – January 31st.  You DO NOT want to miss the open enrollment period. If you would like to make changes in your health insurance coverage, you must do so during this period.  Many carriers have indicated that they will NOT ... Read More »

When Do I Qualify to Enroll in Health Insurance?

Everyone can enroll during open enrollment, November 1st through January 15th, but after that point, only a “Qualifying Life Event” will allow you to enroll any other time of the year.  Even though the Affordable Care Act (ACA) has been the law for a while now, many people still are confused about when and how they can enroll for health ... Read More »

Telemedicine: The New Trend in Healthcare

How many of us are familiar with this scenario? It’s midnight on a Friday night and our child wanders into our bedroom crying with sharp ear pain or wakes up Sunday morning with their eyes very red and almost glued shut with symptoms that look suspiciously like Pink Eye. What do we do?  Our options are typically limited and all relatively ... Read More »

Agent Spotlight: Angela Mattei

We are very excited to welcome Angela to our insurance team this month! She will be our dedicated health insurance and employee benefits agent for our agency and is very excited to meet many of our clients! She has been working in the health insurance industry for over 20 years and holds a health and life insurance license. She loves meeting ... Read More »

Insurance For Your Paycheck

May is National Disability Insurance Awareness Month What is your most valuable asset? What asset do you most need to protect? A majority of people would most likely say their homes, cars, electronics, or jewelry. What about your ability to earn an income? Consider this: All of your future plans- owning a home, paying for your children’s college education, retiring ... Read More »

Are You Prepared for April 15th with the New Health Insurance Law?

As April 15th draws closer and tax season has many of us rushing to complete our tax returns, we’re faced with reporting our health insurance purchases in 2014. This year’s tax season marks the first time people will be asked for information regarding their health insurance. While this may sound scary or complicated, it may be simpler than you think. ... Read More »

10 Insurance Myths Revealed

Insurance is something that nearly everyone purchases. Whether you own a car or carry health insurance through your company, chances are you’ve had experience  purchasing insurance. However, insurance can oftentimes be a very misunderstood and complicated concept and product. It’s important to educate yourself on the different types of insurance and coverages available, but it can sometimes be difficult to distinguish ... Read More »

Don’t Miss Your Chance For 2015 Health Insurance!

**VERY IMPORTANT** Open Enrollment for purchasing health insurance for 2015 ends February 15th! Don’t  miss YOUR chance for 2015 health insurance! You DO NOT want to miss the open enrollment period. If you would like to make changes in your health insurance coverage, you must do so before February 15th.  Also, if you do not currently have coverage, you MUST purchase coverage by this date.  IF YOU ... Read More »

Health Insurance Open Enrollment Begins November 15

It’s Time to Start Shopping Now and to Start Preparing for Next Year- **VERY IMPORTANT** Open Enrollment for purchasing health insurance for 2015 is November 15-February 15.  You DO NOT want to miss the open enrollment period. If you would like to make changes in your health insurance coverage, you must do so during this period.  Carriers have indicated that they will be auto-renewing policies effective ... Read More »

VERY IMPORTANT Health Insurance Reminders

**VERY IMPORTANT** All ACA (Affordable Care Act) compliant policies will have an effective date of January 1, 2015, regardless of when prior coverage was effective in 2014. You DO NOT want to miss the open enrollment period. Open Enrollment for purchasing health insurance for 2015 is November 15-February 15. If you would like to make changes in your health insurance coverage, you must do so during this ... Read More »