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It’s Time to Start Shopping Now and to Start Preparing for Next Year

OpenEnrollment**VERY IMPORTANT** Open Enrollment for purchasing health insurance for 2016 is November 1st – January 31st.  You DO NOT want to miss the open enrollment period. If you would like to make changes in your health insurance coverage, you must do so during this period.  Many carriers have indicated that they will NOT be auto-renewing policies even if no changes are made.  Please contact our office to update your plan selection and payment information. Also, if you do not currently have coverage, you MUST purchase coverage during this enrollment period.  IF YOU DO NOT PURCHASE HEALTH INSURANCE DURING OPEN ENROLLMENT, YOU WILL BE UNABLE TO GET COVERAGE AGAIN UNTIL JANUARY 2017 unless you have a qualifying event (birth, marriage, divorce, loss of coverage).
If you are receiving a tax credit for your health insurance plan, it’s time for a midyear checkup. If your income, family size, or job status has changed, the IRS is urging people to report it to avoid any confusion come tax time. How you are receiving your tax credit and any income fluctuations may require you to do some reconciliation on your 2015 taxes. Please note that if you do not have coverage in place in 2016 you will be subject to IRS penalties. You can read about IRS penalty calculations HERE. Please contact our office for more information at healthsales@rss-insurance.com or 303-429-3561 ext. 117.