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Auto Insurance

For some people, a car expresses the essence of their being. To others, it’s an object to get from point A to point B. We offer a variety of coverages and companies to choose from, based on your specific needs and we make sure we find and apply every auto insurance discount and offer you the best policy to fit your needs.Screen Shot 2013-05-30 at 4.39.43 PM

Colorado Car Insurance

All Colorado drivers are required to carry auto insurance. That might be why you see so many ads for auto coverage. Many large insurance companies advertise low rates, but will their policies help you get back on the road in the event of an accident? As a locally owned, independent insurance agency, Richards, Seeley & Schaefer focuses on more than low premium rates. We work closely with our customers, many of whom are our friends and neighbors, to provide affordable car insurance that meets individual needs.

Your Auto Insurance Options

As an independent insurance agency, Richards, Seeley & Schaefer shops around for our customers. Our extensive network of top-rated carriers has something for everyone. We also take the time to get to know you. Once we understand your concerns as well as the discounts that you and your family may be eligible to receive, we will provide you with a free quote.

There’s no such thing as one-size-fits-all auto insurance. We’ll discuss with you the benefits and drawbacks of a variety of limits, deductibles and coverage options. This way you can make a more informed decision concerning your auto coverage.

Available Car Insurance Policies

Available vehicle coverage in the state of Colorado begins with standard coverage, a policy that meets only the legal minimums. Most insurance customers, however, need a more extensive policy to protect them, their vehicles and their passengers in the event of an accident. Our agency offers policies that cover:

  • Extended liability coverage to pay for damages to another vehicle and medical treatment for the other driver plus any passengers
  • Collision coverage to pay for accident-related damages to your own vehicle
  • Comprehensive coverage to pay for non-accident-related damages to your vehicle
  • Rental reimbursement to help you get back on the road as soon as possible following an accident
  • Towing and roadside assistance for your convenience and personal safety

Depending on the company you choose, you can get discounts for:

  • Being a Good Driver
  • Being a Good Student
  • Driving a Safe Car
  • Having a Homeowner’s Policy with your auto insurance carrier

Other advantages you could enjoy:

  • Free Windshield Repair
  • 24-Hour Claims Hotline
  • Guarantee on Repairs
  • Flexible Payment Options

Advantages vary from company to company, and some require the purchase of certain coverages. We’ll review your options with you to find the company and coverage that are right for you.

Request a free quote today. If you have questions or would like to speak directly to an RSS insurance professional, call our office during business hours. The team at RSS looks forward to helping you find the best auto coverage to fit your needs.

Contact Us To Get A Quote!