As an RSS Insurance customer, you can be sure that your classic vehicle has the best coverage available. Your investment will be protected by a collector vehicle insurance policy that is tailored especially for collectors.
Policy features may include:
Agreed-Value Coverage – This pays the vehicle’s full-insured value (less any applicable deductible) with no depreciation in the event of a total loss.
Inflation Guard – Because collector vehicle values generally appreciate over time, many policies will automatically increase your vehicle’s value by 2% every quarter, up to a maximum of 8% per year, at no additional cost.
Spare Parts Coverage – Your classic spare parts are automatically covered up to $500 (additional coverage may be available).
$0 Deductible Available – This means you will have no out-of-pocket expense in the event of a claim.
Flexible Usage – You’re not limited to “parades only.” Enjoy driving your collector vehicle up to 2,500 or 5,000 annual miles. Our customers do not need to be in “attendance” of their vehicle during usage.
Automatic Coverage for Additions to the Collection – 30-day automatic coverage is provided for any newly acquired, qualifying vehicle that is added to your collection during the policy term (values up to $25,000).
Types & Kinds of Vehicles
The classic vehicles we insure are as varied and valuable as our customers who drive them. We can offer specialty coverage for your:
- Classic Cars
- Street Rods
- Antique Cars
- Muscle Cars
- Custom Vehicles
- Collector Trucks
- Kit/Replica cars (professionally built)
- Military Vehicles
- Antique Motorcycles
- Custom Motorcycles (age requirement does not apply)
- Antique Tractors
- Hot Rods